Making the world a better place was Phillip Hawley’s vision when he founded Hawley & Associates, LLC, becoming the very first insurance brokerage in the nation established for the sole purpose of serving adoption and foster care agencies.
As the President of Hawley & Associates, Phil’s primary goal is to help clients control their total cost of risk, which in turn reduces their operating costs. This objective is crucial to non-profits’ service mission because when they spend less on insurance, they have more to invest in helping children around the world.
You might say that Phil has philanthropy in his DNA. He comes from a long line of pastors, and some of his loved ones were adopted, so he knows firsthand the good made possible by second chances. Because he was exposed to other countries and cultures from a young age and had the opportunity to spend time on his grandfather’s medical ship, Phil knew early on that he wanted an international career, although he didn’t know he would find his calling in the insurance industry.
He was introduced to insurance at a college career fair when he scheduled an interview with an international insurer. When he made it through several rounds of recruiting, and ultimately received a job offer, he was hooked. “It seemed to be too good of an opportunity to pass up,” he says. It turned out that insurance was a natural fit. Phil received extensive training in international insurance and had the opportunity to place coverage for some of the world’s largest multi-national companies.
In his 17-year career before founding Hawley & Associates, Phil worked for two of the world’s premier insurance companies and one of the 10 largest U.S. brokerage firms, gaining deep knowledge in the areas of underwriting, excess and surplus insurance and international insurance. Despite his success, Phil wanted to do more with his insurance expertise. He saw a need in the child welfare niche and felt called to help.
When Phil established Hawley & Associates in 2005, his firm’s services were quickly embraced by an industry that desperately needed risk management assistance. And in the years since, he’s helped thousands of non-profit agents spend less on insurance so they have more to devote to their causes.
“Through our international and non-profit insurance expertise, we’ve helped put millions of dollars back into the communities and families our clients serve,” Phil says. “That is our mission. We’re all so proud that we can contribute in this way and make the world a better place.”
Most insurers won’t write adoption and foster care agencies, and most insurance agents don’t know where to find coverage. Therefore, adoption and foster care agencies are often left without options and forced to pay exorbitant prices. Fortunately, Hawley & Associates has strong affiliations with roughly 18 niche carriers so they’re usually able to help clients quickly secure the right insurance at the right price. The firm is also endorsed by the National Council for Adoption (NCFA).
Because of Phil’s international insurance expertise, he is frequently called upon to consult with some of the country’s largest child welfare programs. He is considered an expert on the risk management aspects of overseas operations and their associated risks, such as:
Developing or owning property in other countries
Employees working in other countries
Hiring and/or driving in other countries
Hosting tours or mission trips
Transporting children and parents
Directors’ and officers’ exposures
“Many people don’t realize that U.S. insurance policies don’t extend overseas,” Phil explains. In addition to U.S. coverage, companies need an international policy, policies within each country they operate, and a wrap-around policy to bring everything up to U.S. standards.”
When the Hague Convention on Protection of Children and Co-operation in Respect of Intercountry Adoption (the Convention) went into effect on April 1, 2008, Phil was instrumental in advising the State Department to help qualify and identify the insurance criteria adoption agencies must procure to comply with The Hague. He was the only U.S. insurance broker who traveled to the Netherlands to meet with the directors of children and family services who create and monitor international policies and procedures for all the countries in the world.
Phil frequently speaks on non-profit insurance topics such as abuse and molestation; wrongful adoption; The Hague; and how universal accreditation affects insurance for adoption agencies. He also served as an expert witness and consulted on one of the biggest foster abuse cases in the history of Ohio.
Diligent about giving back, Phil established the H&A Caring Fund Grant in partnership with the NCFA. In addition, Hawley & Associates contributes roughly $70,000 per year to support charity fundraising events and Phil serves on the boards of several non-profit adoption and child assistance agencies.
Phil earned his Bachelor of Arts in Marketing at Seattle Pacific University and graduated Magna cum Laude. He received the “Outstanding Alumni Award” in 1989. His post graduate studies were completed through U.C.L.A., at the University of Washington campus.
While Phil has lived and worked throughout the U.S., his heart has always been in Washington, so it was the obvious place to establish his business. Phil resides in the Bellevue area. When he is not working, he enjoys exploring the world with his four children, Zach, Josh, Sarah and Rachel. Together, they’ve been to 42 countries and they’re still counting!