Directors & Officers Liability

Directors & Officers Liability (also known as D&O) covers a 'breach of duty' or wrongful act allegations and lawsuits arising out of the managerial decisions of volunteer board members, officers, employees and the organization itself.

 These could include issues involving:

  • Harassment, discrimination, wrongful termination or hostile work environment

  • Failure to provide services

  • Mismanagement of assets

  • Unfair business practices

  • Release of non-public information

  • Negligent or wrongful acts in the management of the organization


Many nonprofits view D&O coverage as one of their most important coverage's. Damages recoverable from even a relatively small nonprofit organization can easily exceed the net worth of many individuals.